LGA’s Digital Application

Give your clients a better way to get the life insurance protection they need — with the simple, fast, and personalized process they want.

A hassle-free digital experience for advisors and clients. At LGA, it’s been our goal to simplify the life insurance process and make it easier to protect more families. While the landscape of life insurance and technology continues to evolve, our business will always be about the people behind the thinking.

Whether you start an app using our Advisor-Assisted Application for your client or use a third party site, our digital platform with built in accelerated underwriting reduces cycle time and provides greater flexibility for both you and your clients. Exam substitution is available too, boosting overall exam-free approvals to more than 50 percent for digital cases.

After approval, we’ve got you covered with a streamlined delivery process in which clients can receive an offer then pay, finalize and download their policy in minutes.

Key Benefits

Improved Client Experience

Improved Client Experience

Online, mobile-friendly application
Streamlined application questions reduce time and effort
Clients can schedule a phone interview if they need help

Faster Decisions

Faster Decisions

Reduces the need for exams/labs for eligible customers
Approvals or the need for medical evidence determined in real-time during the application process

Better Case Management

Better Case Management

Case status feeds and document download
Reduced cycle time
In-good-order applications

How the Digital Application Platform Works

How to Get Your Clients Covered

1. Start an application using our Partner Dashboard or Advisor App, or through iPipeline and other vendor platforms
2. The client is emailed and/or texted an online application link (phone option is available)
3. Reflexive application questions integrated with data collection for faster decisions
4. The application is signed electronically and an exam will be scheduled if needed
5. If eligible, the policy will be approved and issued exam-free

Eligibility Criteria

• All Issue Ages
• All Coverage Amounts
• All states except New York

Download Underwriting Accessibility & Eligibility Flyer