Group Benefits

Small Group Carriers


Life / Long & Short Term Disability / Voluntary Benefits

  • Lincoln Financial: Flexible plan designs tailored for groups down to 2 lives. Especially great premium rates for Life and Short & Long Term Disability plans; also offer Dental and Vision benefits.
  • Companion: Employer Paid and true Voluntary plans down to 2 lives. Competitive benefits for Group Life, AD&D, STD, LTD, Dental and Vision.
  • Reliance Standard: Guarantee Issue Life, STD, LTD, & Dental/Vision products for 2-19 life groups. Generous non-med maximums, rich benefit plans, and 3 year rate guarantees. Especially competitive for the 2-9 life market.
  • Mutual of Omaha: Competitive rates on Group Life, Disability and Dental for groups over 25 lives.
  • Sun Life Financial: Top 10 group insurance carrier with great rates on Employer Paid & Voluntary Life, Disability, & Dental plans for groups down to 2 lives. Full line of Worksite Marketing products and offer a Specialized Protection plan for Physicians.


  • Securian: Employer Paid & Voluntary plans down to 2 lives. Rates based on participation, not contribution. Ortho offered with 10 or more employees; NO waiting on Major Services at 5 lives.
  • Delta Dental: Employer Paid & Voluntary plans for groups of 5 or more employees. NO waiting period for groups with Employer Contribution of at least 50%. Ortho offered on all groups.


  • Avesis: Employer Paid or Voluntary stand alone plans for 5 or more eligible employees.
  • VSP: Employer Paid or Voluntary stand alone plans for groups of 2 or more eligible employees.

Worksite Products

  • AFLAC: Completely Voluntary products on a small group platform available with only 3 enrolling in any of the plans. Plans include: Life, DI, Accident, Hospital, Cancer, Critical Illness, etc.

Please contact Sarah Billard for a Group Benefits quote.



Click here to email Sarah.